California Private Lending Has Become Highly Competitive, But Getting What Each Investor Will Fund Is A Different Story.
Far too often, we see loan officers over shopping their loans and they kill any chance of the loan getting closed. When a loan is not packaged correctly for that particular lender, not only will it discourage the investor from reading through it, but it can damage the borrower's opportunity at receiving a loan at all. If an investor notices that a loan is being shopped and the loan has yet to be funded, it will make him/her curious as to why no other lender has funded it and they will pass.
Each investor has a particular niche and looks at certain information within a file so taking the time to know them will prove to be extremely beneficial. As a california hard money lender, we take the time to know our competition in order to provide our borrowers with the best rate on the market. We are not like many lenders in that we will not fund the loan in house if we know of a competitor that will make the loan cheaper. As a california bridge lender we believe that it is our fiduciary responsibility to do all we can to make sure each loan is funded at the best available rate for the client.
As a commercial bridge lender we go above and beyond for every borrower. If you are new to the hard money lending arena or just do not have the contacts readily available to truly be sure you are receiving the best market rate, give us a call and we will assist you. Instead of spending a good amount of time submitting a loan blindly, use us as your hard money one stop resource. We know virtually every investor or private beneficiary throughout the United States that funds loans regularly, so there is no need to look anywhere else.
We also personally make residential hard money loans in first and second position throughout California and Florida.
Commercial bridge loans we fund throughout most of the United States in desirable, suburban areas.
Hard money does not have to be hard in this market.
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